Frequently Asked Questions
The process of real estate investment can be complicated. Fortunately, Braden Group has all the answers you’re looking for. We are committed to serving our clients by providing the educational resources necessary to thrive in the property investment market.
Members of Braden Group only pay an average of $8,000 out-of-pocket per property. This breaks down to $5,000 when purchasing a property, plus an additional $3,000 out-of-pocket until the property is rented.
Our average equity comes to 20% of a property’s after-repair-value. Equity is the difference between the property’s worth and the outstanding balance of all liens on the property.
Our comprehensive courses take place over 11 weeks and will meet together each week for one hour. Over those 11 weeks, our experts will help guide you through financing and deal structuring, property maintenance, remodeling, taxes and bookkeeping, insurance, and asset protection.
After repair value. This is the estimated future value of the property after repairs, renovations, or improvements. ARV is determined by cross-referencing neighboring comparable properties (called comps) that have recently sold, comparing properties’ condition, size, age, and style.
AM stands for amortization. Amortization is the process paying off debt over time in a series of fixed payments. These payments are a combination of interest and principal in order to repay the loan in full by its maturity date.
Loan-to-value. The LTV ratio is used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly used to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.